How are degrees of disability calculated?

The disability includes three factors, which refer to the existence of a deviation from normal, to cultural values and a disadvantage. The current existing Royal Decree equates disability with disability because it automatically grants disability rating when a certaindegree of disabilityis reached. It is important to note that a disabled person does not mean that it is worth less than the rest...
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Who covers a bus accident

Due to their size and professionalism of the drivers, bus is one of the means of transport with a smaller number of incidents compared to the rest of vehicles that share the asphalt. However, sometimes happen accidents which in some cases can be very important or even fatal. Before these problems the user of public transport is not helpless because, although personal life insurance is not...
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Compensation for accident in public

Streets, roads and public spaces as parks are places where accidents can happen. If misfortune is caused by a deficient State of the infrastructure is entitled to claim compensation. Being publicly owned, are institutions and Government agencies that are required to maintain its status under optimal conditions and due to negligence in its conservation occurs an event that causes damage to a...
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What they now call for banks for a mortgage?

It is quite common that those who decide to buy a House do not have the necessary money and have to rely for a mortgage loan, since the cost of this kind of shopping is one of the largest investments which can be lifelong , especially the initial outlay. Until relatively recently, so a Bank granted a mortgage needed to buy life insurance andhousehold with the same financial...
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Tax advantages for life insurance

No one likes to imagine the worst, but sometimes it is important to be cautious and do it to be able to make sound decisions. Ensuring the economic stability of our family, in case of death, is one of the main benefits of having an life insurance, but also, it will allow us to cover the costs of a possible prolonged hospitalization because of a serious illness. Furthermore, there are...
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What happens if an insured person dies?

Currently, life insurance are one of most complete protection, both for the person who hires the policy and for her family, in cases of death, disability or dependency. Although when talking about this kind of insurance, coverage of death is the best known, the truth is that the benefits of these policies also include other personal and economic situations related to the risk that the insured...
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Why hire a life insurance?

Although it is preferable not to think that something bad will happen, misfortunes occur, and also at the least expected time. Without falling into pessimism, it is always convenient be forewarned to what can occur throughout life. Above all, it is needed a financial support which make more bearable the hardest moments that arise, such as the death of one of the members and with it result in...
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Professions of risk

There are works that pose an obvious risk to the health of those who play them. As a general rule, this risk relates to physical health and is often the life of the employees which is put at stake. Therefore at the State level they are implemented a series of measures that regulate these professions of risk to ensure above all the safety of workers.  Although this type of jobs tend to have...
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How long does it take to start to collect life insurance?

When a person hires an life insurance, it does planning to protect himself and his family.This type of policy offered the necessary economic support so that both the holder or if the beneficiaries can continue with their day to day in situations of death, disability or dependency, among other cases.  As a general rule, and according to the law of insurance contract, when there is a fact...
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How to save on the basis of your salary

How to save with a low salary? This is one of the most sensitive issues that one arises at any given time. Who most who less, on occasion, has given a scare to check how the digits of the account are decreasing, or what is worse, begin to be stained red. It is then when urges the need to save anyway, even at the expense of food rationing.  Certainly we must take things seriously, but we must...
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